Limit your spending on virtual gaming items. These things are minor; your family's business is major and more important.
Team Fortress 2 is a free-to-play game, so just play without the paid items. Every now and then you can buy some things ONLY if your parents allow you to.
You have to tell him that you made a mistake and apologize. He needs to know what his finances are so you really should tell him. First thing he will do is secure his credit information so you can't access it anymore. He may not do much else. Tell him so he can at least do that much. You shouldn't have his credit info. Life is all about young people making mistakes and learning. It happens to everybody. Your dad may be understanding and go easy on you. Good luck.
Be honest with him. You shouldn't have used his card without permission. I understand where you are coming from, but try to talk to him. You could always google the company that owns the game and call and explain the situation and see if they will refund your dads card. :) Good luck!
All you could really do is tell him the truth? It's better to tell the truth than sneak it around and get caught because that will be wayyyyyyy worse.
Hope it helped!
Step one: Stop buying hats.
step two: repeat step one
Get a job! pay him back!
Yesterday I was playing a game called Team Fortress 2 and I bought a bunch of hats using his Credit Card(His business card, he owns a business) and I woke up this morning, bought a game and more hats, and i tried to buy 2 more things, and the transaction was declined. What should I do? I don't want to be grounded for the rest of my life, but I don't want him to be poor either!