The account would have to be opened in the name that will be written on the check when you are paid. If they are made payable to you personally, you could use a personal account. If they are made out to your trade name, you would have to open a business account in order to deposit those checks.

Many banks have special business accounts for small businesses that limit the fees involved. They have restrictions on the number of deposits you can make and checks you can write in a given month before you incur additional fees, but you might be able to operate at those levels.

The fees charged by the bank are deductible by you from your business revenue before it is taxed.

A regular account is a business account, you just cannot use a personal account for business purposes.

There really isn't any big difference in cost to open a business checking account compared to a personal account. It is more professional to have the business account

some banks only require $100 deposit for a business account

I started a minor business and wanted to know whether or not I have to have a business checking account. Can't I just open up a regular account at my local bank until I make enough money for a big account