The investor is screwed - the tax-paying public is screwed - and the investment banker walks away scott free. The investment banker even often votes himself a BIG pay raise after they screw everybody.
You used the wrong verb. Not earn. Swindle, cheat, prevaricate, misrepresent, obfuscate, hide, misdirect. Oh yeah, and avoid. Like any consequences whatsoever.
because they have very little job security
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