Keep a record of what you spend and the income you receive.
Keep your change and put it in a jar.
Do something for extra cash. There is always something simply you can do.
Make sacrifices eg stop buying rubbish.
Walk instead of taking your car.
Cook your meals from scratch, make food for a few days in advance. Prepare a lunchbox instead of buying everyday.
Look for ways to get some extra income there are opportunities if you know how to look.
Don't be afraid to make a little extra effort
Thinking creatively and keeping good company certainly help.
1. Have your money direct deposited to your checking account.
2. Cut up your credit cards.
3. Set a monthly budget and calculate how much you want to save.
Follow steps 1, 2, and 3 and you'll do fine.
DON'T carry ANYTHING you can use to pay unless you NEED to spend money. Then carry ONLY enough CASH to cover what you need. It is amazing how much you won't buy if you have to go home to get money first.
Try not to spend it . Sometimes it may be difficult but imagine you're saving it for something really REALLY important and if you spend it, you'll be in danger.
Learn the difference between things you need and things you only want.
take it from your paycheck before you do anything else and deposit it into a saving account.
