Save a percentage of everything that you get. So if you get a $100 for your birthday save 20% or $20. Do that with everything that you get and before you know it, you'll have a nice little savings account.
Any time money comes to you, save at least the same percentage--half, three-fourths, a third, whatever you choose--and spend what remains. That way you get the pleasure the giver intended, by buying yourself something, while building a savings account at the same time. If there's nothing you're really itching to get, you can save all of it, of course.
Open a savings account at a local bank or credit union and make deposits when you have free cash.
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Don't spend any
