Okay, bare with me here. So I have a TD Bank student checking account and just today I only had $7.38 in it. So, this morning whilst on the bus, I went onto my Starbucks and tried to see if I can reload my SB card with $10 just for the fun of it. I used Apple Pay since my bank account is linked with Apple Pay. The next you know, the payment was processed, but no money was taken out of my bank account.... I was shocked. So I went onto the Target app and tried making an order for an album that came up to $13.86 in all, and I used Apple Pay again, and the order was also processed and when I checked my bank account, $13.86 was added to it, bringing to around $22 and some cents. I'm really confused here and scared that I might be taking money out of my dad's account since I have only a students account.

The money will be taken out of your bank account. There is a delay

If money was added to my bank I'd be trilled .

You are probably overdrafting right now. Your bank will pay for it, but add an overdraft fee to your account. You should probably call them. If you explain the situation nicely they will probably take the fee off. Mine does it when I overdraft by accident.

Check your student account after midnight tonight.