"Are...."
and.....No.
An IRA is a retirement account. An annuity is a specific type of investment that may or may not be inside of any IRA.
Not at all....and if you are under 85-years-old & someone is trying to get you to buy an annuity, STOP talking to that person because they just want to rip you off!
no - annuities are usually crap - low return, sometimes impossible to get money out of and usually high surrender charges if you are able to close them out
thanks ---we are happy with ours and settled our problem thanks agaIn
