I read that max out of pocket expense for Obama care is $5500.00 for this year and the insurance company pays the rest when max is reached. How do you decide which bills to pay first & how do you address the other bills still coming in ?

Pay what you can as deductibles, etc. and work with your insurance company to work out the details.

Also note that doesn't include premium costs or services not covered in your plan.

https://www.healthcare.gov/glossary/out-...

If you pick a PPO or HMO then you know what your cost will be for nearly everything. You pay your copay, that's it.

Yer

"Obamacare" is not a type of policy - it is a law. Read your policy provisions. It's up to you to manage your money and pay all your bills that are not covered by insurance. That's always been the case.